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Air Capital Insurance, LLC  •  Local: 316.858.1999  •  Toll Free: (877) 224.0967  •  Fax: 316.858.1994

Air Capital Insurance was organized January 1, 2002 in Wichita, KS by Glenn Tate and Greg Hiser.  Their goal was to establish an aviation specialty agency, which could distinguish itself through superior service.  Their ideals and practices have been formulated from over 20 years experience in aviation insurance working for the leading brokers and underwriters of the industry. In 2004 Air Capital Insurance expanded its operation

with the opening of an office in the Dallas area,  at the Addison Airport. This office is operated under the management of Cliff Gregory and primarily insures Helicopter risks.

In 2007 Air Capital Insurance purchased Insurance Technologies and Programs.  Insurance Technologies and Programs provides complete coverage for Airshows and Airmeets, along with special programs for aviation groups, i.e. Skydivers.  See the complete list at the ITP Website.

General Aviation

Air Capital Insurance is a one stop shop for all your General Aviation insurance needs.  Our General Aviation Department offers competitive insurance pricing on a wide array of privately owned aircraft.  Whether you are in the market for a Cessna 172, a collector with the  P-51 mustang, or like the luxury of a  Beech King Air our staff will work to get you the best insurance coverage for the best price.

Lightsport aircraft/glider

As a pilot there are aspects that you are looking for when trying to buy insurance. It might be a flexible open pilot warranty, special liability limits, or certain type of medical coverage. Air Capital Insurance understands that the market is highly competitive in the light sport aircraft, and we can design a policy that best fits your needs, and your budget.

Experimental Aircraft

Do you have an Experimental aircraft, or are you looking to acquire one? Air Capital Insurance can help you find the policy needed to properly insure your Experimental aircraft. There can be some major differences between a home built and manufactured experimental aircraft. Does your coverage protect you during your 40 hour fly off period? Does your current insurance provide hull coverage during this time?  Are you a EAA member, and are you receiving a discount for being so? These are important questions that we will help you with to protecting your investment, your assets, and most importantly get you the best price possible!

Warbirds

Air Capital Insurance knows warbirds! We can cover anything from a T-34 up to a B-29! We currently insure the Commemorative Air Force which is one of the largest collections of flying warbirds in the world. The liability Insurance of a warbird is very important. Flying with guest and around large groups of people at airshows can catastrophic if an accident occurs. Let us get you the proper coverage needed to protect you and your flying piece of history.

Single Engine Piston

Air Capital Insurance is known for its warbird and specialty aircraft insurance, but we are extremely competitive in basic single engine aircraft insurance.  We will help design a policy that truly fits your needs.  Whether you need and flexible open pilot warranty, special coverage endorsements, or higher liability we are the insurance broker for you. Being aggressive in the small aircraft market is extremely important to pilots and owners. For example did you know there are discounts available for AOPA members? Let our general aviation depart help you discover ways to save money such as correct coverage, up to date pilot information, and discounts.

Twin engine piston/turbine

Larger airplanes with multiple engines are a huge investment for the individual or a company.  It is important to be sure that you are covered not only for the hull value of your aircraft, but your assets that could be lost due to a law suit. Correct coverage and being competitive are imperative by offering a policy that fits your needs. Maybe you need a high liability, or you can lower your premium by changing your deductibles.  Air Capital insurance specializes in helping you find the correct coverage, and provides highly competitive pricing for transition pilots, and older twin aircraft like Beech King Air’s.

 High Risk and Special Insurance

Air Capital Insurance offers a wide variety of insurance for all types of aircraft events and uses.  There are some instances that you will need specialty insurance to cover your aircraft or event.  One of the most notable events that we insure is the Reno Air Races.  This spectacle is extremely risky for not only the planes and there pilots, but for the thousands of spectators and property at the airport.  Air Capital Insurance specializes in these special contacts for high risk events.

Other high risk operations we cover are owners of aerobatic airshows.  Aerobatic teams not only put themselves in some extremely high risk situations due to their flying, but are generally doing so in front of a large crowd.  We have been able to help not only the aerobatic airshows, but Air Capital Insurance can also cover sport parachuting.   So no matter whether you perform or just jump for pleasure let us try to build a policy for you.

In the United States aircraft and helicopters use for sightseeing is growing, and we see that is a growing market that needs special coverage’s.  The liability for these aircraft can be difficult not only because of the transport of passenger, but generally sightseeing involves being in difficult terrain and areas.  These kind of coverage’s are also good for aerial photographers, which involve working in a more dangerous environment.  Please contact Air Capital Insurance for all of your specialty aircraft insurance needs!

Commercial

Flight school

P- 141 and part 91 Flight schools are the life blood of Aviation.  They provide the motivation and the means of learning to fly for those special individuals that want to learn to fly.  Whether it is a career as a professional pilot or merely a desire to not be bound to land transportation.  It all begins with the flight school.  Air Capital Insurance can assist in identifying the exposures and recommending the proper risk management and insurance for flight schools regardless of their location.

Corporate Fleets and flight departments

Statistically the safest form of transportation anywhere in the world.  Corporate fleets and Flight Departments have unique needs and require knowledgeable representation in the Insurance Market Place.    Air Capital Insurance can assist in identifying the exposures and recommending the proper risk management and insurance for Corporate Fleets and flight departments regardless of their location.

Charter 135 and 121 Operators

Operating aircraft for p-135 or P121 requires maximum flexibility within a very structured environment.  Whether for passenger, Cargo, or Combination, Charter operators are best served by an underwriter who shares their commitment to the industry and an Agent that can provide the 24/7 service which they deserve.  Air Capital Insurance can assist in identifying the exposures and recommending the proper risk management and insurance for Charter Operators regardless of their location.

Agricultural Operators

The insurance and risk management needs  of P-137 Ag operators are as varied as the environments in which they work.  State Regulations,  Federal oversight, changing weather, technology, and legal president are only a few of the issues that must be dealt with on a daily basis.   Air Capital Insurance can assist in identifying the exposures and recommending the proper risk management and insurance for Ag Operators regardless of their location.

FBO & Aviation Property

Fixed Base Operators

FBO’s are the life blood of general aviation.  They provide the necessary services that facilitate ownership and operations of general aviation aircraft.  While differing in scope of service and activity, they have in common, a location on the airport ramp where customers can stage arrivals and departures and receive varied levels of service and information.  Exposures for an FBO can range for the most basic premises liability to flight training, Charter, Products and Hangarkeepers and more.  Given the many different services provided, Risk Identification and management is extremely important to the daily operation of a successful FBO.

Airport Premises Liability

The airport Premises Liability Policy is the foundation policy for any airport operations.  It provides Liability protection for Bodily Injury and Property Damage occurring on the insured premises designated in the Policy.  The designated premises can be a specific address or location such as a Hangar, or it can be quite broad, providing protection in many different locations.  Given the many varied types of operations that occur on airports, the basic Airport Premises Liability Policy is fairly limited in scope and must be endorsed to recognize more advanced commercial exposures such as Products Liability and Hangar keepers liability.

Airport Liability

The Liability of an airport operator is significantly different than that of the fixed base operator or hangar tenant.    While the regulatory environment has increased significantly of all player in the Aviation Arena, it has increased several fold for the owners / operators of today’s airports.  Pollution and environmental issues, are changing with increasing frequency as are the demands of Federal, State, and Municipal regulators.  Like large corporations, there is little appetite for financial risk, so coverage must be broad and risk analysis current and comprehensive.

Hangarkeepers Liability

Liability protection for damage to the property of others while in your Care, Custody or Control is excluded under General Liability policies.  An endorsement for Hangarkeepers liability protection can provide coverage under the GL policy for that exposure as it relates to Aircraft, Aircraft parts and Accessories.  Normally the coverage is written with two limits of coverage.  One limit for the maximum payment for damage to any one aircraft, and  a separate limit for the maximum payment for any single occurrence.  It is important to note that Hangar keepers Liability is an aviation specific endorsement and does not extend to other types of property which may be in your Care, Custody, or Control.

Manufacturing and Products Liability

With Commerce comes liability.  Aviation Products Liability coverage provides protection for liability arising out of the maintenance, repair, and servicing of aircraft.   This coverage is normally provided as an endorsement to a Airport Premises, or an Aviation General Liability policy.  The coverage can be specific to an individual exposure such as the sale of aircraft or it can be very broad covering a host of exposures such as those occurring at a typical Fixed Base Operator.  Manufacturing while still a Products liability Exposure is viewed quite differently by insurance underwriters.  Premiums will vary significantly depending on the critical nature of the item being manufactured as well as the Underwriters knowledge of the Product and the Manufacturer.

Airshows & Events

The principals and staff of Insurance Technologies & Programs (a division of Air Capital Insurance, LLC) are recognized as experts who concentrate on specialty insurance, particularly airshow and hot-air balloon insurance, that will meet the needs of our clients. Our many years of combined experience, education, and training give us the EDGE when serving our clients.

We approach insurance differently than our competitors by tailoring our response to the individual needs of each and every client. Our reputation is one of exemplary service to our clients.

ITP offers a wide variety of insurance for all types of aircraft events and uses.  There are some instances that you will need specialty insurance to cover your aircraft or event.  One of the most notable events that we insure is the Reno Air Races.  This spectacle is extremely risky for not only the planes and there pilots, but for the thousands of spectators and property at the airport.  Air Capital Insurance specializes in these special contacts for high risk events.

Airshows are the most common event we cover.  For spectators they are an amazing to experience, but the liability of putting on a airshow can be over whelming. The basic coverages like accidents, ground crews, and other normal issue most people think about.  Though there are many other forms of liability that event organizers need to think about like: Accident Coverage For Volunteers,  Courtesy Car Coverage, Property Insurance For Rented Equipment, Weather Insurance.  Let us help make  sure that you are covered  so you can continue to wow crowds with the magic of aviation for years to come.

Other high risk operations we cover are owners of aerobatic airshows.  Aerobatic teams not only put themselves in some extremely high risk situations due to their flying, but are generally doing so in front of a large crowd.  We have been able to help not only the aerobatic airshows, but Air Capital Insurance can also cover sport parachuting.   So no matter whether you perform or just jump for pleasure let us try to build a policy for you.

In the United States aircraft and helicopters use for sightseeing is growing, and we see that is a growing market that needs special coverage’s.  The liability for these aircraft can be difficult not only because of the transport of passenger, but generally sightseeing involves being in difficult terrain and areas.  These kind of coverage’s are also good for aerial photographers, which involve working in a more dangerous environment.  Please contact Air Capital Insurance for all of your specialty aircraft insurance needs!

Helicopter

ACI’s helicopter division is based out of our Dallas Texas office where our agents have the years of experience and know – how to meet all of your helicopter insurance needs. Want to get insured to get your helicopter rating…how about giving helicopter rides in a Bell 47 or Robinson?

At ACI we can cover almost any model turbine or piston helicopter for uses such as off-shore helicopter charter, aerial photography, pipeline patrol, Skydiving, firefighting, logging, even helicopter schools.  At ACI we are committed to having agents on our staff that specialize in all aircraft models such as; Sikorsky, Enstrom, Bell, Robinson and Hughes. Our helicopter Insurance Brokers are the best at what they do.